New Jersey Property-Liability Insurance Guaranty Association


"We are committed to excellence in providing outstanding claims service to claimants and policyholders in accordance with the Association's statutory responsibilities on behalf of member companies."


New Jersey has long recognized the importance of protecting policyholders and claimants in the property-casualty and workers’ compensation insurance marketplace.


The New Jersey Property-Liability Insurance Guaranty Association (“Association”) provides a safety net designed to mitigate the effects of loss on claimants and policyholders who, through no fault of their own, find themselves without coverage.


This safety net includes three separate entities that administer the claims of insolvent insurance carriers. These are:


New Jersey Property-Liability Insurance Guaranty Association (“Association”)


New Jersey Surplus Lines Insurance Guaranty Fund (“Fund”)


Workers' Compensation Security Fund (“WCSF”)


A fourth entity, the Unsatisfied Claim and Judgment Fund (“UCJF”) administers claims associated with uninsured motorists and uninsured pedestrians.




Notice: Electronic Billing


Effective September 1, 2019 for auto medical billing and November 1, 2019 for workers’ compensation medical billing, the New Jersey Property-Liability Insurance Guaranty Association will accept electronic medical bills for payment on standardized forms in accordance with the laws and guidelines established by the State of New Jersey.


Additional information can be found in the Additional Links section of this site.