Filing a Claim
1) UCJF - Pedestrian PIP
If you are a pedestrian who has been injured in an accident with a private passenger or commercial motor vehicle, and you have no coverage under an automobile insurance policy and do not reside in a household in which a family member has automobile insurance coverage, you may be entitled to personal injury protection benefits pursuant to the Unsatisfied Claim and Judgment Fund Law,
N.J.S.A. 39:6-60 et seq. These benefits will provide, subject to statutory conditions and limitations, reasonable and necessary medical treatment for injuries you may have sustained in the accident.
2) UCJF - Uninsured Motorist (UM) Claims
The UM claims process begins with the filing of a Notice of Intention to Make a Claim (NOI) within 180 days as required by N.J.S.A. 39:6-65. All statutory requirements of the UCJF Law, N.J.S.A. 39:6-61 et seq (“Law”) must also be satisfied. Kindly review the Law to determine eligibility requirements. An NOI form can be downloaded from our Forms Library.
3) Insolvency
The claims process begins with the filing of a Proof of Claim (POC)
with the liquidator. The liquidator then forwards the claim to PLIGA or the appropriate
Fund for administration.
PLIGA and the Fund cannot accept POCs on behalf of the liquidator.
4) Excess Medical Benefits
For details on processes and procedures, visit the Excess Medical Benefits (EMB) section
You have to report the accident to us AS SOON AS POSSIBLE. Please contact our office at 908-382-7100 to report the accident so that we may determine your eligibility for UCJF benefits and, if appropriate, begin processing your claim.
Unsatisfied Claim and Judgment Fund
222 Mount Airy Road
Basking Ridge, NJ 07920
908-382-7100
UCJF Eligibility Requirements :
| You are not eligible to collect from the UCJF if any of the following are true. |
- You fail to notify us of your intention to make a claim within one hundred and eighty days of the date of accident. N.J.S.A. 39:6-65.
- The injuries or death are covered by Worker’s Compensation. N.J.S.A. 39:6-70.
- You are the spouse, parent or child of the judgment debtor (person against whom the claim is made). N.J.S.A. 39:6-70
- You were at the time of accident operating or riding in a motor vehicle which you had stolen or helped to steal or were operating or riding in a motor vehicle without the owner’s permission. N.J.S.A. 39:6-70.
- You were the owner or registrant of an uninsured vehicle. N.J.S.A. 39:6-70
- The judgment debtor was insured at the time of accident and the insurance company is liable to pay part or all of the judgment. N.J.S.A. 39:6-70
- The claim is covered by uninsured motorist coverage, collision insurance, extended fire or other insurance. N.J.S.A. 17:28-1.1
- The damage to your vehicle or property is covered by an insurance policy. N.J.S.A. 39:6-70.
- Your claim is for property damage of $500 or less. N.J.S.A. 39:6-73.
- The claim is for property damage caused by a hit and run motor vehicle. N.J.S.A. 39:6-78.
- You were operating a motor vehicle in violation of an order of suspension or revocation. N.J.S.A. 39:6-70.
- The accident occurred outside the State of New Jersey. N.J.S.A. 39:6-65.
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